:root{
  --maroon:#5a0e0b;--maroon-d:#3d0806;--maroon-l:#f6eeec;
  --ink:#1f1d1c;--muted:#5d5755;--line:#e7e1df;--bg:#ffffff;--soft:#faf7f6;
  --radius:14px;--max:1080px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"Source Sans 3",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);font-size:18px;line-height:1.65}
img{max-width:100%;height:auto;display:block}
a{color:var(--maroon)}
a:hover{color:var(--maroon-d)}
h1,h2,h3{font-family:"Playfair Display",Georgia,serif;line-height:1.2;color:var(--maroon-d)}
h1{font-size:clamp(2rem,4.2vw,3rem);margin-bottom:.6em}
h2{font-size:clamp(1.5rem,2.6vw,2rem);margin:1.6em 0 .5em}
h3{font-size:1.2rem;margin:1.3em 0 .35em}
p{margin:0 0 1em}
ul,ol{margin:0 0 1.1em 1.3em}
li{margin:.3em 0}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:99}

/* header */
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:76px;flex-wrap:wrap}
.brand img{height:44px;width:auto}
.nav{display:flex;flex-wrap:wrap;gap:4px 18px;align-items:center;font-size:16px}
.nav a{text-decoration:none;color:var(--ink);padding:6px 0}
.nav a:hover,.nav a[aria-current=page]{color:var(--maroon)}
.nav .cta{background:var(--maroon);color:#fff;padding:9px 16px;border-radius:999px}
.nav .cta:hover{background:var(--maroon-d);color:#fff}

/* hero */
.hero{position:relative;background:#1d3b78 url('banner.jpg') center 30%/cover no-repeat;color:#fff}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(40,6,4,.82) 0%,rgba(61,8,6,.62) 55%,rgba(61,8,6,.25) 100%)}
.hero .wrap{position:relative;padding:84px 20px 92px}
.hero h1{color:#fff;max-width:760px}
.hero p.lead{font-size:1.25rem;max-width:640px;color:#f6eeec}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.82rem;font-weight:700;color:#f3d9d3;margin-bottom:14px}
.btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.btn{display:inline-block;text-decoration:none;font-weight:700;padding:13px 22px;border-radius:999px;border:2px solid transparent}
.btn-primary{background:#fff;color:var(--maroon-d)}
.btn-primary:hover{background:var(--maroon-l);color:var(--maroon-d)}
.btn-ghost{border-color:rgba(255,255,255,.75);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.12);color:#fff}
.btn-maroon{background:var(--maroon);color:#fff}
.btn-maroon:hover{background:var(--maroon-d);color:#fff}

/* sections */
section.band{padding:72px 0}
section.band.soft{background:var(--soft)}
.section-head{max-width:720px;margin-bottom:28px}
.section-head h2{margin-top:0}
.grid{display:grid;gap:22px}
.g2{grid-template-columns:repeat(2,minmax(0,1fr))}
.g3{grid-template-columns:repeat(3,minmax(0,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.card h3{margin-top:0}
.card p:last-child{margin-bottom:0}
.card a.more{font-weight:700;text-decoration:none}
.about{display:grid;grid-template-columns:260px 1fr;gap:40px;align-items:start}
.about img{border-radius:var(--radius);box-shadow:0 10px 30px rgba(61,8,6,.15)}
.about .creds{font-size:.95rem;color:var(--muted)}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin:0;padding:0;list-style:none}
.chips li{margin:0;background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 15px;font-size:.95rem}
.steps{counter-reset:s;list-style:none;margin:0;display:grid;gap:18px;grid-template-columns:repeat(3,minmax(0,1fr))}
.steps li{counter-increment:s;margin:0;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 22px 22px}
.steps li::before{content:counter(s);display:flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:50%;background:var(--maroon);color:#fff;font-weight:700;margin-bottom:12px}
.notice{background:var(--maroon-l);border-left:4px solid var(--maroon);padding:16px 20px;border-radius:8px;font-size:.98rem}
.states{display:flex;gap:12px;flex-wrap:wrap;margin:6px 0 18px}
.states span{background:var(--maroon);color:#fff;font-weight:700;border-radius:10px;padding:8px 16px;letter-spacing:.04em}

/* article pages */
.page-hero{background:var(--soft);border-bottom:1px solid var(--line)}
.page-hero .wrap{padding:44px 20px 10px}
.crumbs{font-size:.9rem;color:var(--muted);margin-bottom:10px}
.crumbs a{color:var(--muted)}
article.content{max-width:780px;padding:20px 0 64px}
article.content h1{margin-top:.2em}
.side-cta{background:var(--maroon);color:#fff;border-radius:var(--radius);padding:28px;margin:36px 0 0}
.side-cta h2{color:#fff;margin-top:0}
.side-cta a{color:#fff}

/* contact + footer */
.contact-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:32px;align-items:start}
.contact-list{list-style:none;margin:0}
.contact-list li{margin:0 0 14px}
.contact-list strong{display:block;font-size:.85rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}
.map{border:0;width:100%;height:300px;border-radius:var(--radius)}
.site-footer{background:var(--maroon-d);color:#ecdcd8;font-size:.95rem}
.site-footer .wrap{padding:40px 20px;display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}
.site-footer a{color:#fff}
.site-footer h3{color:#fff;font-size:1.05rem;margin-top:0}
.site-footer ul{list-style:none;margin:0}
.site-footer .legal{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.15);padding-top:18px;font-size:.85rem;color:#cdb7b2}

@media (max-width:860px){
  body{font-size:17px}
  .g3,.steps{grid-template-columns:1fr}
  .g2,.contact-grid{grid-template-columns:1fr}
  .about{grid-template-columns:1fr}
  .about img{max-width:240px}
  .site-footer .wrap{grid-template-columns:1fr}
  .hero .wrap{padding:60px 20px 68px}
  .brand img{height:36px}
  .nav{font-size:15px;gap:2px 14px}
}